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United Health (UNH) Company Profile

Updated Feb 14, 2020
United Health has the following business profile:
Company's Full Name:United Health Group Inc.
Short Name:United Health
Trading Ticker Symbol:UNH
Primary Exchange:NYSE
Headquarter City/Country:Minnetonka, Minnesota
Primary Industry Sector:Health Care
Seconday Sub-sector:Medical Specialities
Main Business Areas: Health Care, Medical Specialities, Health Care Plans
Dividend Payments:Dividend History
Technical Analysis:Recent Candlestick Patterns

Market and Trading Information for United Health

The following details were available for trading and market data about the stock of United Health as of writing:
Current Share Price:$298.78
Previous Year's Closing Price:$293.98
Percentage Price Change (YTD):1.63%
Market Cap:$283.07 billion
52-week Price Range:$208.07 - $305.9
Dividend Per Share:$4.14
EPS (TTM):14.33
Price-Earnings (Trailing):20.86
Price-Earnings (Forward):15.73

Company Profile and Business Description for United Health

UnitedHealth Group Incorporated, incorporated on July 1, 2015, is a health and well-being company. The Company operates through four segments: UnitedHealthcare, OptumHealth, OptumInsight and OptumRx. The Company conducts its operations through two business platforms: health benefits operating under UnitedHealthcare and health services operating under Optum. UnitedHealthcare provides healthcare benefits to an array of customers and markets, and includes UnitedHealthcare Employer & Individual, UnitedHealthcare Medicare & Retirement, UnitedHealthcare Community & State, and UnitedHealthcare Global businesses. Optum is a health services business serving the healthcare marketplace, including payers, care providers, employers, governments, life sciences companies and consumers, through its OptumHealth, OptumInsight and OptumRx businesses.


The Company's UnitedHealthcare Employer & Individual offers a range of consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses and individuals across the nation and active and retired military and their families through the TRICARE program. UnitedHealthcare Global is a global health services business with a range of offerings, including international commercial health and dental benefits.

As of December 31, 2016, UnitedHealthcare Employer & Individual provided access to medical services for over 30 million people on behalf of its customers and alliance partners. Through its risk-based product offerings, UnitedHealthcare Employer & Individual assumes the risk of both medical and administrative costs for its customers in return for a monthly premium, which is a fixed rate per individual served for a one-year period. When providing administrative and other management services to customers that elect to self-fund the healthcare costs of their employees and employees' dependents, UnitedHealthcare Employer & Individual receives a fixed monthly service fee per individual served. These customers retain the risk of financing medical benefits for their employees and employees' dependents, while UnitedHealthcare Employer & Individual provides services, such as coordination and facilitation of medical and related services to customers, consumers and healthcare professionals, administration of transaction processing and access to a contracted network of physicians, hospitals and other healthcare professionals, including dental and vision.

UnitedHealthcare Employer & Individual has relationships with network care providers that integrate data and analytics, implement value-based payments and care management programs. UnitedHealthcare Employer & Individual offers its products through affiliates that are licensed as insurance companies, health maintenance organizations (HMOs) or third-party administrators (TPAs). UnitedHealthcare Employer & Individual's product families include traditional products, which include a range of medical benefits and network options from managed plans, such as choice and options preferred provider organization (PPO), to traditional indemnity products; consumer engagement products, which couple plan design with financial accounts to increase individuals' responsibility for their health and well-being, and clinical and pharmacy products, which offers a suite of clinical and pharmacy care services products. Traditional products also offer a range of covered services, including preventive care, direct access to specialists and catastrophic protection. Consumer engagement products include consumer-driven benefit plans, which include health reimbursement accounts (HRAs), health savings accounts (HSAs) and consumer engagement services, such as personalized behavioral incentive programs and consumer education.

UnitedHealthcare Employer & Individual's clinical programs include wellness programs, decision support, utilization management, case and disease management, complex condition management, onsite programs, incentives to reinforce positive behavior change, mental health/substance use disorder management, and employee assistance programs. As of December 31, 2016, UnitedHealthcare Employer & Individual also delivered dental, vision, life and disability product offerings through an integrated approach, including a network of over 20,000 vision offices and over 80,000 dental offices, in private and retail settings. As of December 31, 2016, UnitedHealthcare Military & Veterans provided healthcare services for over three million active duty and retired military service members and their families in 21 states under the Department of Defense's (DoD) TRICARE Managed Care Support contract.

UnitedHealthcare Medicare & Retirement provides healthcare coverage and health and well-being services to individuals age 50 and older, addressing their needs for preventive and acute healthcare services, as well as services dealing with chronic disease and other specialized issues for older individuals. UnitedHealthcare Medicare & Retirement offers a selection of products that allow people to obtain the health coverage and services they need as their circumstances change. For those preferring traditional fee-for-service Medicare, UnitedHealthcare Medicare & Retirement offers both Medicare Supplement and Medicare Prescription Drug Benefit (Medicare Part D) prescription drug programs that supplement their government-sponsored Medicare by providing additional benefits and coverage options. Beneficiaries with special needs are served through UnitedHealthcare Medicare & Retirement Dual, Chronic and Institutional Special Needs Plans (SNPs) in various markets. UnitedHealthcare Medicare & Retirement services include care management and clinical management programs, a nurse health line service, around the clock access to healthcare information, access to discounted health services from a network of care providers and administrative services.

UnitedHealthcare Medicare & Retirement's product categories include Medicare Advantage, Medicare Part D and Medicare Supplement. UnitedHealthcare Medicare & Retirement provides healthcare coverage for seniors and other eligible Medicare beneficiaries primarily through the Medicare Advantage program administered by Centers for Medicare & Medicaid Services (CMS), including Medicare Advantage HMO plans, PPO plans, Point-of-Service plans, Private-Fee-for-Service plans and SNPs. Under the Medicare Advantage program, UnitedHealthcare Medicare & Retirement provides health insurance coverage in exchange for a fixed monthly premium per member from CMS plus, in some cases, monthly consumer premiums. UnitedHealthcare Medicare & Retirement provides Medicare Part D benefits to beneficiaries throughout the United States and its territories through its Medicare Advantage and stand-alone Medicare Part D plans. UnitedHealthcare Medicare & Retirement offers a range of supplemental products, which cover the various levels of coinsurance and deductible gaps that seniors are exposed to in the traditional Medicare program.

UnitedHealthcare Community & State's customers oversee Medicaid plans, Children's Health Insurance Programs (CHIP), SNPs, integrated Medicare-Medicaid plans (MMP), and other federal, state and community healthcare programs. As of December 31, 2016, UnitedHealthcare Community & State participated in programs in 24 states and the District of Columbia, and served 5.9 million beneficiaries. As of December 31, 2016, UnitedHealthcare Community & State served over a million people through Medicaid expansion programs in 15 states. It offers health plans and care programs, which are designed to address the needs of the populations they serve, including the chronically ill, those with disabilities and people with a risk of medical, behavioral and social conditions. UnitedHealthcare Community & State coordinates resources among family, physicians, other healthcare providers, and government and community-based agencies and organizations to facilitate continuous care.

UnitedHealthcare Global participates in international markets through national in country and cross-border strategic approaches. UnitedHealthcare Global's cross-border healthcare business provides health benefits, care management and care delivery for multinational employers, governments and individuals around the world. As of December 31, 2016, UnitedHealthcare Global provided medical benefits to 4.2 million people, principally in Brazil, but also residing in over 125 other countries. UnitedHealthcare Brazil offers a product portfolio with a range of product offerings, benefit designs, price points and value, including indemnity products. UnitedHealthcare Brazil's products include various administrative services, such as network access and administration, care management and personal health services and claims processing. UnitedHealthcare Global includes other global health services operations with a range of offerings for international customers, including network access and care coordination in the United States and overseas; TPA products and services for health plans and TPAs; brokerage services; practice management services for care providers; government and corporate consulting services, and global expatriate insurance solutions.


The Company's OptumHealth is engaged in health and wellness business. As of December 31, 2016, OptumHealth served the physical, emotional and health-related financial needs of 83 million individuals. OptumHealth sells its products primarily through its direct sales force, collaborations and external producers in three markets: employers, payers and government entities. OptumHealth's mobile care delivery business delivers occupational health and medical services to government customers, with a particular focus on the United States military. OptumHealth serves people through population health management services that meet both the preventative care and health intervention needs of consumers across the care continuum-physical health and wellness, mental health, complex medical conditions, disease management, hospitalization and post-acute care. This includes offering access to networks of provider specialists in various clinical specialties, including behavioral health, organ transplant, chiropractic and physical therapy. As of December 31, 2016, Optum Financial Services, through Optum Bank, a subsidiary, served consumers through over 4.6 million health savings and other accounts.


OptumInsight provides services, technology and healthcare solutions to participants in the healthcare industry. OptumInsight's solutions are focused on data and analytics, technology and information. Hospital systems, physicians, health plans, governments, life sciences companies and other organizations that comprise the healthcare industry depend on OptumInsight to meet the needs of the health system. OptumInsight's products and services are sold primarily through a direct sales force. OptumInsight's products are also supported and distributed through an array of alliances and business partnerships with other technology vendors, integrating and interfacing OptumInsight's products with their applications. As of December 31, 2016, OptumInsight served approximately 300 health plans through technology-enabled solutions. OptumInsight provides services, including data and analytics technology, claims management and payment accuracy services, and strategic consulting. OptumInsight also provides services to global life sciences companies.


As of December 31, 2016, OptumRx provided a spectrum of pharmacy care services to over 65 million people in the United States through its network of over 67,000 retail pharmacies and multiple home delivery facilities throughout the country. OptumRx provides retail network contracting, purchasing and clinical solutions and works with customers to develop an optimal set of programs in areas, such as step therapy, formulary management, drug adherence and disease/drug therapy management. OptumRx's whole-person approach to pharmacy care services integrates demographic, medical, laboratory, pharmaceutical and other clinical data and applies analytics to drive clinical care insight to support care treatments and compliance, benefiting clients and individuals through enhanced services and cost trend management.

OptumRx provides pharmacy care services to non-affiliated clients, including a number of health plans, national employer plans, unions and trusts and government entities; as well as a substantial majority of UnitedHealthcare members. Additionally, OptumRx manages specialty pharmacy care services, including patient support and clinical programs. OptumRx's distribution system consists primarily of health insurance brokers and other healthcare consultants and direct sales.

OptumRx's pharmacy care services deliver pharmacy benefit through retail network contracting, including rebate management and clinical programs, such as step therapy, formulary management, drug adherence and disease/drug therapy management programs. OptumRx's whole-person approach integrates demographic, medical, pharmaceutical and other clinical data and then applies analytics to drive clinical care insight to support care treatments and compliance, benefiting clients and individuals through services and cost trend management. OptumRx provides pharmacy care services to a majority of UnitedHealthcare members. Additionally, OptumRx manages specialty pharmacy benefits across all of UnitedHealthcare's businesses with services, including patient support and clinical programs. OptumRx also provides pharmacy care services to non-affiliated external clients, including a number of health plans, national employer plans, unions and trusts and government entities.

The Company competes with Aetna Inc., Anthem, Inc., Centene Corporation, Cigna Corporation, Humana Inc., Kaiser Permanente, CVS Health Corporation, Express Scripts, Inc. and Prime Therapeutics LLC.

9900 Bren Rd E

Peer / Competitor Companies of Medical Specialities Sector

Along with United Health Group Inc., the following other peer (competitor) companies also exist within the same Medical Specialities - Health Care sector whose company profile and dividend history is as follows:

▶ Acadia Healthcare (ACHC): Acadia Healthcare Company, Inc. develops and operates inpatient psychiatric facilities, residential treatment centers, group homes, substance abuse facilities, and outpatient behavioral healthcare fac....See Detailed Company Profile,  Dividend History

▶ American Shared Hospital (AMS): American Shared Hospital Services, incorporated on October 30, 1983, provides Gamma Knife stereotactic radiosurgery equipment and radiation therapy and related equipment to approximately 20 medical centers in approximately 20 states ....See Detailed Company Profile,  Dividend History

▶ Anthem (ANTM): Anthem, Inc., incorporated on July 17, 2001, is a health benefits company. The Company operates through three segments: Commercial and Specialty Business, Government Business and Other. It offers a full ....See Detailed Company Profile,  Dividend History

▶ Biocept (BIOC): Biocept, Inc., incorporated on June 28, 2013, is an early commercial-stage molecular oncology diagnostics company. The Company develops and commercializes circulating tumor cell (CTC) and circulating tumor deoxyribonucleic acid (ctDNA), ....See Detailed Company Profile,  Dividend History

▶ BioTelemetry (BEAT): BioTelemetry, Inc., incorporated on April 12, 2013, provides monitoring services and digital population health management in a healthcare setting, medical device manufacturing and centralized laboratory services for clinical research. The ....See Detailed Company Profile,  Dividend History

▶ Cancer Genetics (CGIX): Cancer Genetics, Inc., incorporated on April 8, 1999, is engaged in the field of personalized medicine, enabling precision medicine in the field of oncology through its diagnostic products and services ....See Detailed Company Profile,  Dividend History

▶ CareDx (CDNA): CareDx, Inc., incorporated on December 21, 1998, is a molecular diagnostics company. The Company is focused on the discovery, development and commercialization of clinically differentiated diagnostic surveillance solutions for transplant ....See Detailed Company Profile,  Dividend History

▶ Centene (CNC): Centene Corporation, incorporated on September 26, 2001, is a healthcare company. The Company provides a portfolio of services to government sponsored healthcare programs, focusing on under-insured and uninsured individuals. The ....See Detailed Company Profile,  Dividend History

▶ CIGNA (CI): Cigna Corporation (Cigna), incorporated on November 3, 1981, together with its subsidiaries, is a health services company. The Company offers medical, dental, disability, life and accident insurance and related products ....See Detailed Company Profile,  Dividend History

▶ Enzo Biochem (ENZ): Enzo Biochem, Inc. (Enzo), incorporated on August 13, 1976, is a bioscience company focusing on delivering and applying technology capabilities to produce products and services. The Companys segments include Enzo ....See Detailed Company Profile,  Dividend History

▶ Fulgent Genetics (FLGT): Fulgent Genetics, Inc. is a technology company. The Company offers genetic testing to provide physicians with clinically actionable diagnostic information to improve quality of patient care. The Company has developed ....See Detailed Company Profile,  Dividend History

▶ Henry Schein (HSIC): Henry Schein, Inc., incorporated on December 23, 1992, is a provider of healthcare products and services primarily to office-based dental, animal health and medical practitioners. The Company operates through two ....See Detailed Company Profile,  Dividend History

▶ Humana (HUM): Humana Inc. (Humana), incorporated on July 27, 1964, is a health and well-being company. The Companys segments include Retail, Group, Healthcare Services and Other Businesses. The Retail segment consists of ....See Detailed Company Profile,  Dividend History

▶ Invitae (NVTA): Invitae Corporation, incorporated on January 13, 2010, utilizes an integrated portfolio of laboratory processes, software tools and informatics capabilities to process deoxyribonucleic acid (DNA)-containing samples, analyze information about patient-specific genetic ....See Detailed Company Profile,  Dividend History

▶ Kewaunee Scientific (KEQU): Kewaunee Scientific Corporation, incorporated on June 15, 1970, is engaged in the design, manufacture and installation of laboratory, healthcare and technical furniture products. The Companys products include steel, wood and ....See Detailed Company Profile,  Dividend History

▶ Laboratory of America (LH): Laboratory Corporation of America Holdings, incorporated on March 8, 1994, is a life sciences company that is integrated in guiding patient care, providing clinical laboratory and end-to-end drug development services. ....See Detailed Company Profile,  Dividend History

▶ MISONIX (MSON): Misonix, Inc., incorporated on July 31, 1967, designs, manufactures, develops and markets minimally invasive therapeutic ultrasonic medical devices. The Companys products include BoneScalpel surgical system (BoneScalpel), SonaStar Surgical Aspirator (SonaStar), ....See Detailed Company Profile,  Dividend History

▶ Molina Healthcare (MOH): Molina Healthcare, Inc., incorporated on July 24, 2002, offers Medicaid-related solutions for low-income families and individuals, and assists government agencies in their administration of the Medicaid program. The Company operates ....See Detailed Company Profile,  Dividend History

▶ Natera (NTRA): Natera, Inc., incorporated on January 26, 2007, is a diagnostics company. The Company is engaged in the discovery, development and commercialization of genetic testing services. The Company operates a laboratory ....See Detailed Company Profile,  Dividend History

▶ OpGen (OPGN): OpGen, Inc. (OpGen), incorporated on January 22, 2001, is a precision medicine company using molecular diagnostics and informatics to combat infectious disease. The Company is engaged in developing molecular information ....See Detailed Company Profile,  Dividend History

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