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Peoples Financial (PFIS) Company Profile

Updated May 14, 2020
Peoples Financial has the following business profile:
Company's Full Name:Peoples Financial Services Corp.
Short Name:Peoples Financial
Trading Ticker Symbol:PFIS
Primary Exchange:NASDAQ
Headquarter City/Country:Pennsylvania, PA
Primary Industry Sector:Finance
Seconday Sub-sector:Major Banks
Main Business Areas: Finance, Major Banks, Financial Services, Regional US Banks, Bank
Dividend Payments:Dividend History
ETFs Holding:List of ETFs holding Peoples Financial stock

Market and Trading Information for Peoples Financial

The following details were available for trading and market data about the stock of Peoples Financial as of writing:
Current Share Price:$30.24
Previous Year's Closing Price:$50.35
Percentage Price Change (YTD):-39.94%
Market Cap:$222.06 million
52-week Price Range:$29.01 - $53.88
Dividend Per Share:$1.39
EPS (TTM):3.33
Price-Earnings (Trailing):9.08
Price-Earnings (Forward):0

Company Profile and Business Description for Peoples Financial

Peoples Financial Services Corp., incorporated on February 6, 1986, is a bank holding company. The Company provides a range of financial services through its subsidiary, Peoples Security Bank and Trust Company (Peoples Bank), including its subsidiary, Peoples Advisors, LLC. Peoples Bank is a state-chartered bank and trust company. Peoples Advisors, LLC, provides investment advisory services through a third party to individuals and small businesses. It provides an array of wealth management products and services, which include investment portfolio management, estate planning, annuities, business succession planning, insurances, education funding strategies and tax planning through Peoples Advisors, LLC.

The Company offers a range of fiduciary and investment services. The Company's trust and investment services include investment management, individual retirement account (IRA) trustee services, estate administration, living trusts, trustee under will, guardianships, life insurance trusts, custodial services/IRA custodial services, corporate trusts, and pension and profit sharing plans. The Company offers credit card processing and a range of other products and services to merchant customers, including small business checking accounts, merchant money market account, online banking, telephone banking, business credit cards, merchant line of credit, business profitability and peer analysis, and financial checkup.

The Company's primary products are loans to small- and medium-sized businesses. The Company's other lending products include one- to four-family residential mortgages and consumer loans. It funds loans by offering open time deposits to commercial enterprises and individuals. Its other deposit products include certificates of deposits and various demand deposit accounts. As of December 31, 2016, the Company operated 25 full service community banking offices located within the Lackawanna, Lehigh, Luzerne, Monroe, Montgomery, Susquehanna, Wayne and Wyoming Counties of Pennsylvania and Broome County of New York.

Lending Activities

The Company provides a range of retail and commercial lending products for consumers and small- and medium-sized businesses. The Company's retail lending products include various types of loans, such as residential real estate, automobiles, manufactured housing, personal, student, home equity and credit card. Its commercial lending products include various types of loans, such as commercial real estate, working capital, equipment and other commercial needs, construction, small business administration (SBA), and agricultural and mineral rights. It provides a range of commercial and retail banking services to business, non-profits, governmental, municipal agencies and professional customers, as well as retail customers on a personalized basis. The Company also offers automated teller machine (ATM) access, credit cards, active investment accounts, trust department services and other various lending, depository and related financial services. The Company's consumer portfolio includes automobile loans, educational loans and lines of credit. It offers two types of residential mortgage loans: fixed-rate loans, with terms of up to 30 years, and adjustable-rate loans, with interest rates and payments that adjust annually after an initial fixed period of over one, three or five years. It offers commercial real estate loans secured by real estate primarily with adjustable rates.

The Company offers commercial business loans to professionals, sole proprietorships and small businesses. The Company offers installment loans for capital improvements, equipment acquisition and long-term working capital. The Company offers a range of consumer loans, including lines of credit, automobile loans and loans secured by savings accounts and certificates of deposit. It also offers unsecured loans. The Company offers loans secured by new and used automobiles, indirectly through dealerships. As of December 31, 2016, the Company's net loans amount to $1.5 billion.

Investment Activities

The Company's portfolio consists of short-term the United States treasury and government agency securities. As of December 31, 2016, the investment portfolio consisted of $259.4 million of investment securities classified as available-for-sale and $10.5 million classified as held-to-maturity. As of December 31, 2016, the Company's total investment securities amounted to $269.9 million.

Sources of Funds

The Company's primary source of funds is the cash flow provided by its financing activities, mainly deposit gathering. The Company's other sources of funds are provided by investing activities, including principal and interest payments on loans and investment securities, and operating activities, primarily net income. The Company offers a range of deposit accounts with a range of interest rates and terms, including money market accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, certificates of deposit, individual retirement accounts and demand deposit accounts. The Company's other deposit related services include remote deposit capture, automatic clearing house transactions, cash management services, point of sale transactions, safe deposit boxes, night depository services, direct deposit and official check services. As of December 31, 2016, the Company's total deposits consisted of $1.6 billion.

150 N Washington Ave

ETFs Holding Peoples Financial Stock

As of March 2020, the following exchange-traded funds (ETF) hold the Peoples Financial stocks in their respective portfolios. Below is a random list of only 10 ETFs in no particular order that have Peoples Financial stock holding. There are a total of 19 ETFs in Fknol.com records which are holding Peoples Financial stock in their portfolio. See Full List.

TickerNameShort DescriptionExpense
Ratio
No. of
Holdings
Dividend
Frequency
DHSWisdomTree US High Dividend FundThe WisdomTree U.S. High Dividend Fund tracks a dividend-weighted index of high-dividend-paying US companies. The index excludes companies with a market cap of less than $200 million. ...Full Details0.38%438
Full List
Monthly
ITOTiShares Core S&P Total US Stock Market ETFThe iShares Core S&P Total U.S. Stock Market ETF tracks a market cap-weighted index of all common equities listed on the NYSE and the NASDAQ. ...Full Details0.03%3090
Full List
Quarterly
IWViShares Russell 3000 ETFThe iShares Russell 3000 ETF tracks a cap-weighted index that measures the investable US equities market, covering the entire market-cap spectrum, including micro-caps. ...Full Details0.2%3002
Full List
Quarterly
SCHBSchwab US Broad Market ETFThe Schwab U.S. Broad Market ETF tracks a cap-weighted index of the largest 2,500 stocks in the US. ...Full Details0.03%2365
Full List
Quarterly
VTHRVanguard Russell 3000 ETFThe Vanguard Russell 3000 ETF tracks a cap-weighted index that measures the investable US equities market, covering the entire market-cap spectrum including micro-caps. ...Full Details0.15%1581
Full List
Quarterly
VTIVanguard Total Stock Market ETFThe Vanguard Total Stock Market ETF tracks a cap-weighted index that measures the investable US equities market, encompassing the entire market-cap spectrum. ...Full Details ...Candlestick Patterns.0.04%1515
Full List
Quarterly
EESWisdomTree US SmallCap Earnings ETFThe WisdomTree U.S. SmallCap Earnings Fund tracks an index of US small-cap stocks weighted by firms' earnings from core operations. The index is a small-cap subset of the WisdomTree Earnings Index. ...Full Details0.38%815
Full List
Quarterly
IWCiShares Microcap ETFThe iShares Microcap ETF tracks a market-cap-weighted index of U.S. micro-cap stocks. The index selects the smallest 1000 stocks in the Russell 2000 Index. ...Full Details0.6%1452
Full List
Quarterly
GSSCGoldman Sachs ActiveBeta US Small Cap Equity ETFThe Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF tracks an index of US small-cap stocks. The index equally weights four factor-based subindexes: value, momentum, quality, and low volatility. ...Full Details0.2%1543
Full List
Quarterly
ONEQFidelity NASDAQ Composite Index TrackThe Fidelity Nasdaq Composite Tracking Stock tracks a market-cap-weighted index of Nasdaq-listed companies. ...Full Details0.21%946
Full List
Quarterly

See Full List of ETFs holding Peoples Financial stock in their respective portfolios.

Peer / Competitor Companies of Major Banks Sector

Along with Peoples Financial Services Corp. , the following other peer (competitor) companies also exist within the same Major Banks - Finance sector whose company profile and dividend history is as follows:

▶ 1st Source (SRCE): 1st Source Corporation operates as the holding company for 1st Source Bank that provides commercial and consumer banking services, trust and investment management services, and insurance to individual....See Detailed Company Profile,  Dividend History

▶ ACNB (ACNB): ACNB Corporation, incorporated on November 9, 1982, is a financial holding company. The Companys banking operations are conducted through its operating subsidiary, ACNB Bank (the Bank), and offers a range ....See Detailed Company Profile,  Dividend History

▶ Allegiance Bancshares (ABTX): Allegiance Bancshares, Inc., incorporated on April 30, 2008, is a bank holding company. Through its subsidiary, Allegiance Bank (the Bank), the Company provides a range of commercial banking services primarily ....See Detailed Company Profile,  Dividend History

▶ American National Bankshares (AMNB): American National Bankshares Inc. operates as the bank holding company for American National Bank and Trust Company that provides financial products and services. The company operates through two segm....See Detailed Company Profile,  Dividend History

▶ American River Bankshares (AMRB): American River Bankshares operates as the holding company for American River Bank that provides commercial banking products and services to small and middle-market businesses, and individuals in Calif....See Detailed Company Profile,  Dividend History

▶ Ameris Bancorp (ABCB): Ameris Bancorp operates as the holding company for Ameris Bank that provides banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, and South Carolina. The company....See Detailed Company Profile,  Dividend History

▶ AmeriServ Financial (ASRV): AmeriServ Financial Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products. It offers retail banking service....See Detailed Company Profile,  Dividend History

▶ Ames National (ATLO): Ames National Corporation, incorporated on January 15, 1975, is a bank holding company. The Company operates through banking segment. The Company owns five banking subsidiaries consisting of two national banks ....See Detailed Company Profile,  Dividend History

▶ ANZ Bank ADR (ANZBY): Australia and New Zealand Banking Group Limited provides various banking and financial products and services. The company's Australia division offers retail products and services to consumers through the branch....See Detailed Company Profile,  Dividend History

▶ Arrow Financial (AROW): Arrow Financial Corporation (Arrow), incorporated on March 21, 1983, is a bank holding company. The Companys banking subsidiaries are Glens Falls National Bank and Trust Company (Glens Falls National) and ....See Detailed Company Profile,  Dividend History

▶ Associated Banc-Corp (ASB): Associated Banc-Corp, incorporated on October 20, 1964, is a bank holding company. The Company, through its banking subsidiary Associated Bank, National Association (the Bank) and various nonbanking subsidiaries, provides a ....See Detailed Company Profile,  Dividend History

▶ Atlantic Capital Bancshares (ACBI): Atlantic Capital Bancshares, Inc. operates as the holding company for Atlantic Capital Bank, N.A. that provides commercial banking products and services in the United States. The company offers NOW, m....See Detailed Company Profile,  Dividend History

▶ Auburn National Bancorporation (AUBN): Auburn National Bancorporation, Inc., incorporated on April 12, 1990, is a bank holding company. The Company operates through its subsidiary AuburnBank (the Bank), which is a commercial bank located in ....See Detailed Company Profile,  Dividend History

▶ Banc of California (BANC): Banc of California, Inc. operates as the bank holding company for Banc of California, National Association that provides banking products and services in the United States. The company's deposits cons....See Detailed Company Profile,  Dividend History

▶ BancFirst (BANF): BancFirst Corporation, incorporated on July 12, 1984, is a financial holding company. The Company conducts its operating activities through its principal subsidiary, BancFirst (the Bank), a state-chartered bank. The Company ....See Detailed Company Profile,  Dividend History

▶ Banco Bradesco Sa (BBD): Banco Bradesco S.A. provides banking and financial products and services to individuals, enterprises, and corporations and institutions. It operates through two segments, Banking; and Insurance, Pensi....See Detailed Company Profile,  Dividend History

▶ Banco Bradesco Sa (BBDO): Banco Bradesco S.A. provides banking and financial products and services to individuals, enterprises, and corporations and institutions. It operates through two segments, Banking; and Insurance, Pension Plans a....See Detailed Company Profile,  Dividend History

▶ Bancorp of New Jersey (BKJ): Bancorp of New Jersey, Inc. operates as a bank holding company of Bank of New Jersey that provides banking services to individuals, businesses, non-profit organizations, and governmental units. The co....See Detailed Company Profile,  Dividend History

▶ BancorpSouth (BXS): BancorpSouth, Inc., incorporated on February 17, 1982, is a financial holding company. The Company, through its principal bank subsidiary, BancorpSouth Bank (the Bank), conducts commercial banking and financial services operations ....See Detailed Company Profile,  Dividend History

▶ Bank of America (BAC): Bank of America Corporation, incorporated on July 31, 1998, is a bank holding company (BHC) and a financial holding company. The Company is a financial institution, serving individual consumers, small- ....See Detailed Company Profile,  Dividend History  and Recent Candlestick Patterns.

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