FKnol.com

Financial Knowledge & Information Portal

HomeTrust Bancshares (HTBI) Company Profile

Updated Sep 15, 2020
HomeTrust Bancshares has the following business profile:
Company's Full Name:HomeTrust Bancshares, Inc.
Short Name:HomeTrust Bancshares
Trading Ticker Symbol:HTBI
Primary Exchange:NASDAQ
Headquarter City/Country:North Carolina, NC
Primary Industry Sector:Finance
Seconday Sub-sector:Savings Institutions
Main Business Areas/Categories: Finance, Savings Institutions, Financial Services, Regional US Banks, , Wilshire 5000, , Russell 2000
Dividend Payments:Dividend History
ETFs Holding:List of ETFs holding HomeTrust Bancshares stock

Market and Trading Information for HomeTrust Bancshares

The following details were available for trading and market data about the stock of HomeTrust Bancshares as of writing:
Current Share Price:$14.72
Previous Year's Closing Price:$26.83
Percentage Price Change (YTD):-45.14%
Market Cap:$250.56 million
52-week Price Range:$11.75 - $27.79
Dividend Per Share:$0.27
EPS (TTM):1.3
Price-Earnings (Trailing):11.32
Price-Earnings (Forward):17.52

Company Profile and Business Description for HomeTrust Bancshares

HomeTrust Bancshares, Inc., incorporated on December 27, 2011, is a bank holding company of HomeTrust Bank (the Bank). The Bank's principal business consists of attracting deposits from the public and investing those funds, along with borrowed funds, in loans secured primarily by first and second mortgages on one- to four-family residences and municipal leases. The Company purchases investment securities consisting primarily of securities issued by the United States Government agencies and government-sponsored enterprises, as well as, certificates of deposit insured by the Federal Deposit Insurance Corporation (FDIC). The Company offers a range of deposit accounts for individuals, businesses and nonprofit organizations. As of June 30, 2016, the Bank operated in nine metropolitan statistical areas (MSAs): Asheville, Charlotte-Concord-Gastonia, Greenville-Anderson-Mauldin, Johnson City, Kingsport-Bristol-Bristol, Knoxville, Morristown, Roanoke and Raleigh.

Lending Activities

The Company originates loans secured by first mortgages on one- to four-family residences typically for the purchase or refinance of owner-occupied primary or secondary residences located primarily in its market areas. The Company originates one- to four-family residential mortgage loans primarily through referrals from real estate agents, builders and from existing customers. The Company also originates adjustable-rate mortgage (ARM) loans, which have interest rates that adjust annually to the yield on the United States Treasury securities adjusted to a constant one-year maturity plus a margin. The Company originates land/lot loans primarily for the purchase or refinance of an improved lot for the construction of a residence to be occupied by the borrower. It originates indirect auto finance loans. As an indirect lender, the Company markets to automobile dealerships, both manufacturer franchised dealerships and independent dealerships, and provides automotive financing through installment contracts on new and used vehicles.

The Company's consumer loans consist of loans secured by deposits accounts or personal property, such as automobiles, boats, and motorcycles, as well as unsecured consumer debt. The Company originates commercial real estate loans, including loans secured by hotels, office space, office/warehouse, retail strip centers, vehicle dealerships, mini-storage facilities, medical and professional buildings, retail sites and churches located in its market areas. The Company offers both fixed- and adjustable-rate commercial real estate loans. The Company offers commercial and industrial loans to small businesses located in its primary market areas. These loans are primarily originated as conventional loans to business borrowers, which include lines of credit, term loans and letters of credit. These loans are secured by collateral and are used for general business purposes, including working capital financing, equipment financing, capital investment and general investments. Loan terms vary from typically one to five years. It offers ground and equipment lease financing to fire departments located primarily throughout North Carolina and, to a lesser extent, South Carolina. As of June 30, 2016, the Company's total loans were $1,832.5 million.

Investment Activities

The Bank invests in various securities, which include the United States Treasury obligations, securities of various federal agencies, including mortgage-backed securities, callable agency securities, certain certificates of deposit of insured banks and savings institutions, certain bankers' acceptances, repurchase agreements, investment grade corporate bonds and commercial paper, federal funds and limited types of equity securities. As of June 30, 2016, its investment portfolio consisted of securities available for sale, which include the United States Government agency securities, mortgage-backed securities, municipal bonds, corporate bonds and equity securities. As of June 30, 2016, the Company's total securities were $230.1 million.

Sources of Funds

The Company's deposits are primary source of funds for its lending and investing activities. The Company offers a range of deposit accounts with a range of interest rates and terms to both consumers and businesses. The Company's deposits consist of savings, money market and demand accounts, and certificates of deposit (CDs). As of June 30, 2016, the Company's total deposits were $1,802.7 million. It may utilize borrowings to manage interest rate risk or as a source of funds. The Company's borrowings consist of advances from the Federal Home Loan Bank of Atlanta (FHLB). In addition to FHLB advances, as of June 30, 2016, the Company had a $186.5 million line of credit with the Federal Reserve Bank (FRB), subject to qualifying collateral, and $60 million available through lines of credit with three unaffiliated banks.

10 Woodfin St

ETFs Holding HomeTrust Bancshares Stock

As of March 2020, the following exchange-traded funds (ETF) hold the HomeTrust Bancshares stocks in their respective portfolios. Below is a random list of only 10 ETFs in no particular order that have HomeTrust Bancshares stock holding. There are a total of 30 ETFs in Fknol.com records which are holding HomeTrust Bancshares stock in their portfolio. See Full List.

TickerNameShort DescriptionExpense
Ratio
No. of
Holdings
Dividend
Frequency
EXTWisdomTree US Total Earnings ETFThe WisdomTree U.S. Total Earnings Fund tracks an index selected and weighted by earnings over the past four quarters. ...Full Details0.28%1233
Full List
Quarterly
FNCLFidelity MSCI Financials Index ETFThe Fidelity MSCI Financials ETF tracks a market-cap-weighted index of stocks in the broad US financials sector. ...Full Details0.08%377
Full List
Quarterly
ITOTiShares Core S&P Total US Stock Market ETFThe iShares Core S&P Total U.S. Stock Market ETF tracks a market cap-weighted index of all common equities listed on the NYSE and the NASDAQ. ...Full Details0.03%3090
Full List
Quarterly
IWViShares Russell 3000 ETFThe iShares Russell 3000 ETF tracks a cap-weighted index that measures the investable US equities market, covering the entire market-cap spectrum, including micro-caps. ...Full Details0.2%3002
Full List
Quarterly
SCHBSchwab US Broad Market ETFThe Schwab U.S. Broad Market ETF tracks a cap-weighted index of the largest 2,500 stocks in the US. ...Full Details0.03%2365
Full List
Quarterly
VFHVanguard Financials ETFThe Vanguard Financials ETF tracks the performance of the MSCI US Investable Market Financials 25/50 Index, which includes the financial stocks of the top 98% of US market by capitalization. ...Full Details0.1%408
Full List
Quarterly
VTHRVanguard Russell 3000 ETFThe Vanguard Russell 3000 ETF tracks a cap-weighted index that measures the investable US equities market, covering the entire market-cap spectrum including micro-caps. ...Full Details0.15%1581
Full List
Quarterly
VTIVanguard Total Stock Market ETFThe Vanguard Total Stock Market ETF tracks a cap-weighted index that measures the investable US equities market, encompassing the entire market-cap spectrum. ...Full Details ...Candlestick Patterns.0.04%1515
Full List
Quarterly
EESWisdomTree US SmallCap Earnings ETFThe WisdomTree U.S. SmallCap Earnings Fund tracks an index of US small-cap stocks weighted by firms' earnings from core operations. The index is a small-cap subset of the WisdomTree Earnings Index. ...Full Details0.38%815
Full List
Quarterly
IWCiShares Microcap ETFThe iShares Microcap ETF tracks a market-cap-weighted index of U.S. micro-cap stocks. The index selects the smallest 1000 stocks in the Russell 2000 Index. ...Full Details0.6%1452
Full List
Quarterly

See Full List of ETFs holding HomeTrust Bancshares stock in their respective portfolios.

Peer / Competitor Companies of Savings Institutions Sector

Along with HomeTrust Bancshares, Inc., the following other peer (competitor) companies also exist within the same Savings Institutions - Finance sector whose company profile and dividend history is as follows:

▶ 1st Constitution Bancorp NJ (FCCY): 1st Constitution Bancorp operates as the bank holding company for 1st Constitution Bank that provides commercial and retail banking services in the central and northeastern New Jersey areas. The compa....See Detailed Company Profile,  Dividend History

▶ Bancorp 34 (BCTF): Bancorp 34, Inc. operates as the holding company for Bank 34 that offers various banking services to individuals and businesses in the United States. It accepts various deposit products, such as savin....See Detailed Company Profile,  Dividend History

▶ BankFinancial (BFIN): BankFinancial Corporation, incorporated on September 23, 2004, is the bank holding company for BankFinancial, National Association (the Bank). The Bank is a full-service, community-oriented national bank principally engaged in the ....See Detailed Company Profile,  Dividend History

▶ BankUnited (BKU): BankUnited, Inc. operates as the bank holding company for BankUnited, National Association that provides a range of banking services to small and medium sized businesses, and individual and corporate ....See Detailed Company Profile,  Dividend History

▶ BCB Bancorp NJ (BCBP): BCB Bancorp, Inc. operates as the holding company for BCB Community Bank, a state chartered commercial bank that provides banking products and services to businesses and individuals in the United Stat....See Detailed Company Profile,  Dividend History

▶ Broadway Financial (BYFC): Broadway Financial Corporation, incorporated on October 25, 1995, is a savings and loan holding company. The Company is engaged in the savings and loan business through its subsidiary, Broadway Federal ....See Detailed Company Profile,  Dividend History

▶ Brookline Bancorp (BRKL): Brookline Bancorp, Inc., incorporated on April 11, 2002, operates as a multi-bank holding company for Brookline Bank and its subsidiaries; Bank Rhode Island (BankRI) and its subsidiaries; First Ipswich Bank ....See Detailed Company Profile,  Dividend History

▶ Capitol Federal Financial (CFFN): Capitol Federal Financial, Inc., incorporated on April 28, 2010, is the savings and loan holding company. The Company provides a range of retail banking services, through its subsidiary, Capitol Federal ....See Detailed Company Profile,  Dividend History

▶ Carver Bancorp (CARV): Carver Bancorp, Inc. operates as a holding company for Carver Federal Savings Bank, a federally chartered savings bank that provides consumer and commercial banking services for consumers, businesses,....See Detailed Company Profile,  Dividend History

▶ Central Federal (CFBK): Central Federal Corporation operates as the bank holding company for CFBank that provides various financial services in the United States. The company accepts savings, retail and business checking, an....See Detailed Company Profile,  Dividend History

▶ Citizens Community Bancorp (CZWI): Citizens Community Bancorp, Inc., incorporated on June 27, 2006, is a bank holding company of Citizens Community Federal N.A. (the Bank). The Company is engaged in consumer, commercial and agricultural ....See Detailed Company Profile,  Dividend History

▶ Codorus Valley Bancorp (CVLY): Codorus Valley Bancorp, Inc., incorporated on October 7, 1986, is a bank holding company. The Company provides a range of banking services through its subsidiary, PeoplesBank, A Codorus Valley Company ....See Detailed Company Profile,  Dividend History

▶ Dime Community Bancshares (DCOM): Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that provides commercial banking and financial services in New York. It offers deposit products, such as savings....See Detailed Company Profile,  Dividend History

▶ Equitable Financial (EQFN): Equitable Financial Corp. operates as the holding company for Equitable Bank that provides various banking products and services in Nebraska, the United States. It offers deposit products, including c....See Detailed Company Profile,  Dividend History

▶ ETRADE Financial (ETFC): E*Trade Financial Corporation, incorporated on September 4, 2003, is a financial services company. The Company provides online brokerage and related products and services primarily to individual retail investors under the ....See Detailed Company Profile,  Dividend History

▶ EverBank Financial (EVER): EverQuote, Inc. operates an online marketplace for insurance shopping in the United States. The company's online marketplace offers consumers shopping for auto, home, and life insurance quotes. It ser....See Detailed Company Profile,  Dividend History

▶ First Capital (FCAP): First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers a range of deposit ins....See Detailed Company Profile,  Dividend History

▶ First Defiance Financial (FDEF): First Defiance Financial Corp., incorporated on June 7, 1995, is a unitary thrift holding company that focuses on traditional banking and property and casualty, life and group health insurance products. ....See Detailed Company Profile,  Dividend History

▶ First Guaranty Bancshares (FGBI): First Guaranty Bancshares, Inc., incorporated on November 6, 2003, is a bank holding company. The Company operates through its owned subsidiary, First Guaranty Bank (the Bank). The Bank offers personalized ....See Detailed Company Profile,  Dividend History

▶ First Savings Financial (FSFG): First Savings Financial Group, Inc. operates as the holding company for First Savings Bank that provides various banking products and services to consumers and businesses in southern Indiana. The comp....See Detailed Company Profile,  Dividend History

... See Full List of All Stocks of Savings Institutions Sector.

Stock List of Other Finance Sub-sectors

▶ Stocks of Accident and Health Insurance Sector

▶ Stocks of Application Software Sector

▶ Stocks of Asset Management Sector

▶ Stocks of Banks Sector

▶ Stocks of Business Services Sector

▶ Stocks of Capital Markets Sector

▶ Stocks of Closed-End Fund - Debt Sector

▶ Stocks of Commercial Banks Sector

▶ Stocks of Commercial Leasing Sector

▶ Stocks of Commercial REITs - NEC Sector

▶ Stocks of Consumer Finance Services Sector

▶ Stocks of Credit Services Sector

▶ Stocks of Diversified Commercial Services Sector

▶ Stocks of Diversified Financial Services Sector

▶ Stocks of Diversified Insurance Sector

▶ Stocks of Finance Companies Sector

▶ Stocks of Financial Services Sector

▶ Stocks of Insurance Sector

▶ Stocks of Insurance Brokers Sector

▶ Stocks of Investment Bankers and Brokers Sector

▶ Stocks of Investment Companies Sector

▶ Stocks of Investment Funds Sector

▶ Stocks of Investment Managers Sector

▶ Stocks of Investors Services Sector

▶ Stocks of Life Insurance Sector

▶ Stocks of Major Banks Sector

▶ Stocks of Miscellaneous Sector

▶ Stocks of Mortgage Finance Sector

▶ Stocks of Mortgage REITs Sector

▶ Stocks of Property & Casualty Insurance Sector

▶ Stocks of Property-Casualty Insurers Sector

▶ Stocks of Real Estate Sector

▶ Stocks of Regional Banks Sector

▶ Stocks of REITs Sector

▶ Stocks of Rental & Leasing Services Sector

▶ Stocks of Restaurants Sector

▶ Stocks of Savings Institutions Sector

▶ Stocks of Shell Companies Sector

▶ Stocks of Specialty Insurance Sector

▶ Stocks of Specialty Insurers Sector


Stock List of Other Top-level Sectors

▶ Stocks of Basic Industries Sector

▶ Stocks of Basic Materials Sector

▶ Stocks of Capital Goods Sector

▶ Stocks of Communication Services Sector

▶ Stocks of Consumer Cyclical Sector

▶ Stocks of Consumer Defensive Sector

▶ Stocks of Consumer Discretionary Sector

▶ Stocks of Consumer Durables Sector

▶ Stocks of Consumer Non-Durables Sector

▶ Stocks of Consumer Services Sector

▶ Stocks of Energy Sector

▶ Stocks of Finance Sector

▶ Stocks of Financial Services Sector

▶ Stocks of Health Care Sector

▶ Stocks of Healthcare Sector

▶ Stocks of Industrials Sector

▶ Stocks of Miscellaneous Sector

▶ Stocks of Public Utilities Sector

▶ Stocks of Real Estate Sector

▶ Stocks of Services Sector

▶ Stocks of Technology Sector

▶ Stocks of Transportation Sector

▶ Stocks of Utilities Sector