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First Cash (FCFS) Company Profile

Updated Dec 2, 2019
First Cash has the following business profile:
Company's Full Name:First Cash, Inc.
Short Name:First Cash
Trading Ticker Symbol:FCFS
Primary Exchange:NASDAQ
Headquarter City/Country:Texas, TX
Primary Industry Sector:Consumer Services
Seconday Sub-sector:Other Specialty Stores
Main Business Areas: Silver, Consumer Services, Other Specialty Stores, Financial Services, Credit Services
Dividend Payments:Dividend History

Market and Trading Information for First Cash

The following details were available for trading and market data about the stock of First Cash as of writing:
Current Share Price:$80.96
Previous Year's Closing Price:$72.35
Percentage Price Change (YTD):11.9%
Market Cap:$3.46 billion
52-week Price Range:$66.28 - $106.8
Dividend Per Share:$1
EPS (TTM):3.64
Price-Earnings (Trailing):22.25
Price-Earnings (Forward):18.65

Company Profile and Business Description for First Cash

FirstCash, Inc., formerly First Cash Financial Services, Inc., incorporated on April 24, 1991, is an operator of retail-based pawn stores in the United States and Latin America. The Company's primary business is the operation of full-service pawn stores, which make small pawn loans secured by personal property, such as consumer electronics, jewelry, power tools, household appliances, sporting goods and musical instruments. The Company's operates through two segments: the U.S. operations segment and the Latin America operations segment. The U.S. operations segment consists of all pawn and consumer loan operations in the United States and the Latin America operations segment consists of all pawn and consumer loan operations in Latin America, which includes operations in Mexico, Guatemala and El Salvador. In addition, some of the Company's pawn stores offer small-unsecured consumer loans or credit services products. The Company also operates consumer finance stores in Texas and Mexico. These stores primarily provide consumer financial services products, including credit services and small unsecured consumer loans. As of December 31, 2016, the Company had 2,085 locations, consisting of 1,130 stores across 26 states of the United States, 909 stores across 32 states in Mexico, 33 stores in Guatemala and 13 stores in El Salvador.

Pawn Merchandise Sales

The Company's pawn merchandise sales are primarily retail sales to the general public from its pawn stores. The items the Company sells primarily consist of pre-owned consumer electronics, jewelry, power tools, household appliances, sporting goods and musical instruments. The Company also melts down certain quantities of scrap jewelry and sells the gold, silver and diamonds in commodity markets. The Company acquires pawn merchandise inventory primarily through forfeited pawn collateral and, to a lesser extent, through purchases of used goods directly from the general public. Merchandise acquired by the Company through forfeited pawn collateral is carried in inventory at the amount of the related pawn loan, exclusive of any accrued service fees. The Company also acquires limited quantities of new or refurbished general merchandise inventories directly from wholesalers and manufacturers. The Company does not provide financing to customers for the purchase of its merchandise, but does permit its customers to purchase merchandise on an interest-free layaway plan.

Pawn Lending Activities

The Company's pawn stores make small-secured loans to its customers in order to help them meet short-term cash needs. All pawn loans are collateralized by personal property, such as consumer electronics, jewelry, power tools, household appliances, sporting goods and musical instruments. The Company does not investigate the creditworthiness of the borrower, primarily relying instead on the marketability and sales value of pledged goods as a basis for its credit decision. Pledged property is held through the term of the loan, unless the pawn is paid earlier or renewed.

Credit Services and Consumer Loan Activities

As of December 31, 2016, the Company operated 45 standalone consumer loan locations in the United States and 28 standalone consumer loan locations in Mexico. In addition, 326 pawn locations in the United States and 49 pawn locations in Mexico also offered consumer loan products, as of December 31, 2016. The Company offers a fee-based credit services organization program (CSO Program) to assist consumers in Texas markets in obtaining extensions of credit. The Company's standalone consumer loan locations and certain pawn stores in Texas and Ohio offer the CSO Program. Under the CSO Program, the Company assists customers in applying for a short-term extension of credit from an independent, non-bank, consumer-lending company (the Independent Lender) and issues the Independent Lender a guarantee for the repayment of the extension of credit. The Company also offers an automobile title-lending product under the CSO Program. The Company also offers small, unsecured consumer loans to customers in various states within the United States and in Mexico.

1600 W 7th St

Peer / Competitor Companies of Other Specialty Stores Sector

Along with First Cash, Inc., the following other peer (competitor) companies also exist within the same Other Specialty Stores - Consumer Services sector whose company profile and dividend history is as follows:

▶ 1-800 FLOWERS.COM (FLWS): 1-800-FLOWERS.COM, Inc., together with its subsidiaries, provides gourmet food and floral gifts for various occasions in the United States. It operates in three segments: Consumer Floral; Gourmet Food....See Detailed Company Profile  and Dividend History.

▶ A-Mark Precious Metals (AMRK): A-Mark Precious Metals, Inc., together with its subsidiaries, operates as a precious metals trading company worldwide. The company offers gold, silver, platinum, and palladium in the form of bars, pla....See Detailed Company Profile  and Dividend History.

▶ Acorn International (ATV): Acorn International, Inc., incorporated on December 20, 2005, is a marketing and branding company in China that develops, promotes and sells a portfolio of branded products. The Company?ÇÖs business is ....See Detailed Company Profile  and Dividend History.

▶ Advance Auto Parts (AAP): Advance Auto Parts, Inc., incorporated on August 1, 2001, provides automotive aftermarket parts in North America, serving do-it-for-me (Professional) and do-it-yourself (DIY), customers. The Companys stores and branches offer a ....See Detailed Company Profile  and Dividend History.

▶ AmeriGas Partners (APU): AmeriGas Partners, L.P., incorporated on November 2, 1994, is a holding company. The Company is a retail propane distributor in the United States. It serves approximately two million residential, commercial, ....See Detailed Company Profile  and Dividend History.

▶ AutoZone (AZO): Autozone, Inc., incorporated on November 25, 1991, is a retailer and distributor of automotive replacement parts and accessories in the United States. The Company operates through the Auto Parts Locations ....See Detailed Company Profile  and Dividend History.

▶ Barnes and Noble (BKS): Barnes & Noble, Inc. primarily operates as a bookseller in the United States. The company operates through two segments, B&N Retail and NOOK. It sells trade books, including hardcover and paperback ti....See Detailed Company Profile  and Dividend History.

▶ Barnes and Noble Education (BNED): Barnes & Noble Education, Inc. operates bookstores for college and university campuses, and K-12 institutions in the United States. It operates in three segments: Barnes & Noble College, MBS Textbook ....See Detailed Company Profile  and Dividend History.

▶ Big 5 Sporting Goods (BGFV): Big 5 Sporting Goods Corporation operates as a sporting goods retailer in the western United States. The company offers athletic shoes, apparel, and accessories, as well as a selection of outdoor and ....See Detailed Company Profile  and Dividend History.

▶ Cabela's (CAB): Cabelas Incorporated, incorporated on December 17, 2003, is an omni-channel retailer of hunting, fishing, camping, shooting sports and related outdoor merchandise. The Company offers its customers a selection of national ....See Detailed Company Profile  and Dividend History.

▶ CafePress (PRSS): CafePress Inc., incorporated on January 19, 2005, is an online retailer of personalized products offering various gifts and accessories, including t-shirts and apparel, mugs and drinkware, and home goods, such ....See Detailed Company Profile  and Dividend History.

▶ Dick's Sporting Goods (DKS): Dicks Sporting Goods, Inc., incorporated on November 25, 1996, is an omni-channel sporting goods retailer offering an assortment of sports equipment, apparel, footwear and accessories in its specialty retail stores ....See Detailed Company Profile  and Dividend History.

▶ EZCORP (EZPW): EZCORP, Inc. provides pawn loans. It operates through three segments: U.S. Pawn, Latin America Pawn, and Other International. The company offers pawn loans, which are non-recourse loans collateralized....See Detailed Company Profile  and Dividend History.

▶ Ferrellgas Partners (FGP): Ferrellgas Partners, L.P., incorporated on April 19, 1994, is engaged in the retail distribution of propane and related equipment sales, and midstream operations, which include crude oil logistics. The Companys ....See Detailed Company Profile  and Dividend History.

▶ Haverty Furniture Companies (HVT): Haverty Furniture Companies, Inc., incorporated on September 30, 1929, is a retailer of residential furniture and accessories. The Company sells home furnishings in its retail stores and through its Website, ....See Detailed Company Profile  and Dividend History.

▶ Hibbett Sports (HIBB): Hibbett Sports, Inc., incorporated on January 4, 2007, operates athletic specialty stores in small and mid-sized markets in the South, Southwest, Mid-Atlantic and the Midwest regions of the United States. ....See Detailed Company Profile  and Dividend History.

▶ HSN (HSNI): HSN, Inc., incorporated on May 9, 2008, is an interactive multi-channel retailer. The Company markets and sells a range of third party and merchandise directly to consumers through various platforms, ....See Detailed Company Profile  and Dividend History.

▶ IAC-InterActiveCorp (IAC): IAC/InterActivecorp (IAC), incorporated on July 28, 1986, is a media and Internet company. The Companys brands include HomeAdvisor, Vimeo, Dictionary.com, The Daily Beast, Investopedia and Match Groups online dating portfolio, ....See Detailed Company Profile  and Dividend History.

▶ JD.com (JD): JD.com, Inc., incorporated in January 2014, is an online direct sales company. The Company engages in the sale of electronics and home appliance products and general merchandise products (including audio, ....See Detailed Company Profile  and Dividend History.

▶ Jumei International Holding (JMEI): Jumei International Holding Limited, incorporated on August 1, 2010, is an online retailer of beauty products. The Companys sales formats consist of curated sales, online shopping mall and flash sales. ....See Detailed Company Profile  and Dividend History.

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