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BCB Bancorp NJ (BCBP) Company Profile

Updated Aug 5, 2020
BCB Bancorp NJ has the following business profile:
Company's Full Name:BCB Bancorp, Inc. (NJ)
Short Name:BCB Bancorp NJ
Trading Ticker Symbol:BCBP
Primary Exchange:NASDAQ
Headquarter City/Country:New Jersey, NJ
Primary Industry Sector:Finance
Seconday Sub-sector:Savings Institutions
Main Business Areas: Finance, Savings Institutions, Financial Services, Regional US Banks
Dividend Payments:Dividend History
ETFs Holding:List of ETFs holding BCB Bancorp NJ stock

Market and Trading Information for BCB Bancorp NJ

The following details were available for trading and market data about the stock of BCB Bancorp NJ as of writing:
Current Share Price:$8.39
Previous Year's Closing Price:$13.79
Percentage Price Change (YTD):-39.16%
Market Cap:$143.11 million
52-week Price Range:$7.87 - $14.5
Dividend Per Share:$0.56
EPS (TTM):0.83
Price-Earnings (Trailing):10.07
Price-Earnings (Forward):14.22

Company Profile and Business Description for BCB Bancorp NJ

BCB Bancorp, Inc. is the holding company parent of BCB Community Bank (the Bank). The Bank is a community-oriented financial institution. The Bank's business is to offer Federal Deposit Insurance Corporation (FDIC)-insured deposit products and to invest funds held in deposit accounts at the Bank, together with funds generated from operations, in loans and investment securities. The Bank offers loans, including commercial and multi-family real estate loans, one- to four-family mortgage loans, home equity loans, construction loans, consumer loans and commercial business loans; FDIC-insured deposit products, such as savings and club accounts, interest and non-interest bearing demand accounts, money market accounts, certificates of deposit and individual retirement accounts, and retail and commercial banking services, including wire transfers, money orders, safe deposit boxes, a night depository, debit cards, online banking, mobile banking, gift cards, fraud detection (positive pay) and automated teller services. It operates through approximately 10 branches in Bayonne, Colonia, Jersey City, Hoboken, Fairfield, Monroe Township, South Orange, Rutherford and Woodbridge, New Jersey, and one branch in Staten Island, New York.

Lending Activities

The Bank's loan portfolio includes residential one- to four-family loans; commercial and multi-family loans; construction loans; commercial business loans; home equity loans, and consumer loans. The Bank's commercial real estate loans are secured by improved property, such as office buildings, mixed use buildings retail stores, shopping centers, warehouses, and other non-residential buildings. Loans secured by multi-family residential units are properties consisting of approximately five residential units. The Bank also offers balloon loans with fixed interest rates. The Bank offers loans to finance the construction of various types of commercial and residential properties. The Bank also offers construction loans that convert to a permanent mortgage on the property upon completion of the construction and adherence to conditions established at the time the construction loan was first approved.

The Bank offers a range of commercial business loans in forms of either lines of credit or term loans that are fully amortized. These loans are generally made to small and mid-sized companies located within the Bank's primary and secondary lending areas. A commercial business loan may be secured by equipment, accounts receivable, inventory, chattel or other assets. The Bank offers qualifying business loans guaranteed by the United States Small Business Administration (SBA). The Bank's largest SBA loan is secured by a four-story hotel building located in Brooklyn, New York. Residential loans are secured by one- to four-family dwellings, condominiums and cooperative units. Residential mortgage loans are secured by properties located in its lending areas of Bergen, Essex, Middlesex, Hudson, Monmouth and Richmond Counties.

The Bank offers home equity loans and lines of credit that are secured by either the borrower's primary residence, a secondary residence or an investment. The Bank makes secured passbook, automobile and unsecured consumer loans. The Bank's total loans amount to approximately $1.26 billion.

Investment Activities

The Bank's investment policy allows investments in instruments, such as the United States Treasury obligations; the United States federal agency or federally sponsored enterprise obligations; mortgage-backed securities, and certificates of deposit. The Bank has approximately $9.6 million in securities classified as available for sale.

Sources of Funds

The Bank's external source of funds for lending and other investment purposes are deposits. Funds are also derived from the receipt of payments on loans, prepayment of loans, maturities of investment securities and mortgage-backed securities and borrowings. The Bank's consumer and commercial deposits are attracted from within its market area through the offering of a selection of deposit instruments, including demand, negotiable order of withdrawal (NOW), savings and club accounts, money market accounts and term certificate accounts. The Bank has approximately $46.7 million in brokered deposits.

The Bank utilizes overnight borrowings from time to time to fund short-term liquidity needs. The Bank has total borrowings of approximately $204.1 million.

Subsidiary Activities

The Bank has three non-bank subsidiaries: BCB Holding Company Investment Corp., Pamrapo Service Corporation and BCB New York Management, Inc. BCB Holding Company Investment Corp. is engaged in holding and investing in securities. BCB New York Management, Inc. is engaged in holding and investing in various loan products and investing in securities.

104-110 AVENUE C

ETFs Holding BCB Bancorp NJ Stock

As of March 2020, the following exchange-traded funds (ETF) hold the BCB Bancorp NJ stocks in their respective portfolios. Below is a random list of only 10 ETFs in no particular order that have BCB Bancorp NJ stock holding. There are a total of 18 ETFs in Fknol.com records which are holding BCB Bancorp NJ stock in their portfolio. See Full List.

TickerNameShort DescriptionExpense
Ratio
No. of
Holdings
Dividend
Frequency
DHSWisdomTree US High Dividend FundThe WisdomTree U.S. High Dividend Fund tracks a dividend-weighted index of high-dividend-paying US companies. The index excludes companies with a market cap of less than $200 million. ...Full Details0.38%438
Full List
Monthly
ITOTiShares Core S&P Total US Stock Market ETFThe iShares Core S&P Total U.S. Stock Market ETF tracks a market cap-weighted index of all common equities listed on the NYSE and the NASDAQ. ...Full Details0.03%3090
Full List
Quarterly
IWViShares Russell 3000 ETFThe iShares Russell 3000 ETF tracks a cap-weighted index that measures the investable US equities market, covering the entire market-cap spectrum, including micro-caps. ...Full Details0.2%3002
Full List
Quarterly
VTHRVanguard Russell 3000 ETFThe Vanguard Russell 3000 ETF tracks a cap-weighted index that measures the investable US equities market, covering the entire market-cap spectrum including micro-caps. ...Full Details0.15%1581
Full List
Quarterly
VTIVanguard Total Stock Market ETFThe Vanguard Total Stock Market ETF tracks a cap-weighted index that measures the investable US equities market, encompassing the entire market-cap spectrum. ...Full Details ...Candlestick Patterns.0.04%1515
Full List
Quarterly
EESWisdomTree US SmallCap Earnings ETFThe WisdomTree U.S. SmallCap Earnings Fund tracks an index of US small-cap stocks weighted by firms' earnings from core operations. The index is a small-cap subset of the WisdomTree Earnings Index. ...Full Details0.38%815
Full List
Quarterly
IWCiShares Microcap ETFThe iShares Microcap ETF tracks a market-cap-weighted index of U.S. micro-cap stocks. The index selects the smallest 1000 stocks in the Russell 2000 Index. ...Full Details0.6%1452
Full List
Quarterly
GSSCGoldman Sachs ActiveBeta US Small Cap Equity ETFThe Goldman Sachs ActiveBeta U.S. Small Cap Equity ETF tracks an index of US small-cap stocks. The index equally weights four factor-based subindexes: value, momentum, quality, and low volatility. ...Full Details0.2%1543
Full List
Quarterly
VXFVanguard Extended Market VIPERs ETFThe Vanguard Extended Market ETF tracks a market-cap-weighted version of the S&P Total Market Index, excluding all S&P 500 stocks. ...Full Details0.08%1901
Full List
Quarterly
DESWisdomTree US SmallCap Dividend ETFThe WisdomTree U.S. SmallCap Dividend Fund tracks an index of dividend-paying US stocks. The dividend-weighted index is a small-cap subset of the WisdomTree Dividend Index. ...Full Details0.38%709
Full List
Monthly

See Full List of ETFs holding BCB Bancorp NJ stock in their respective portfolios.

Peer / Competitor Companies of Savings Institutions Sector

Along with BCB Bancorp, Inc. (NJ), the following other peer (competitor) companies also exist within the same Savings Institutions - Finance sector whose company profile and dividend history is as follows:

▶ 1st Constitution Bancorp NJ (FCCY): 1st Constitution Bancorp operates as the bank holding company for 1st Constitution Bank that provides commercial and retail banking services in the central and northeastern New Jersey areas. The compa....See Detailed Company Profile,  Dividend History

▶ Bancorp 34 (BCTF): Bancorp 34, Inc. operates as the holding company for Bank 34 that offers various banking services to individuals and businesses in the United States. It accepts various deposit products, such as savin....See Detailed Company Profile,  Dividend History

▶ BankFinancial (BFIN): BankFinancial Corporation, incorporated on September 23, 2004, is the bank holding company for BankFinancial, National Association (the Bank). The Bank is a full-service, community-oriented national bank principally engaged in the ....See Detailed Company Profile,  Dividend History

▶ BankUnited (BKU): BankUnited, Inc. operates as the bank holding company for BankUnited, National Association that provides a range of banking services to small and medium sized businesses, and individual and corporate ....See Detailed Company Profile,  Dividend History

▶ Broadway Financial (BYFC): Broadway Financial Corporation, incorporated on October 25, 1995, is a savings and loan holding company. The Company is engaged in the savings and loan business through its subsidiary, Broadway Federal ....See Detailed Company Profile,  Dividend History

▶ Brookline Bancorp (BRKL): Brookline Bancorp, Inc., incorporated on April 11, 2002, operates as a multi-bank holding company for Brookline Bank and its subsidiaries; Bank Rhode Island (BankRI) and its subsidiaries; First Ipswich Bank ....See Detailed Company Profile,  Dividend History

▶ Capitol Federal Financial (CFFN): Capitol Federal Financial, Inc., incorporated on April 28, 2010, is the savings and loan holding company. The Company provides a range of retail banking services, through its subsidiary, Capitol Federal ....See Detailed Company Profile,  Dividend History

▶ Carver Bancorp (CARV): Carver Bancorp, Inc. operates as a holding company for Carver Federal Savings Bank, a federally chartered savings bank that provides consumer and commercial banking services for consumers, businesses,....See Detailed Company Profile,  Dividend History

▶ Central Federal (CFBK): Central Federal Corporation operates as the bank holding company for CFBank that provides various financial services in the United States. The company accepts savings, retail and business checking, an....See Detailed Company Profile,  Dividend History

▶ Citizens Community Bancorp (CZWI): Citizens Community Bancorp, Inc., incorporated on June 27, 2006, is a bank holding company of Citizens Community Federal N.A. (the Bank). The Company is engaged in consumer, commercial and agricultural ....See Detailed Company Profile,  Dividend History

▶ Codorus Valley Bancorp (CVLY): Codorus Valley Bancorp, Inc., incorporated on October 7, 1986, is a bank holding company. The Company provides a range of banking services through its subsidiary, PeoplesBank, A Codorus Valley Company ....See Detailed Company Profile,  Dividend History

▶ Dime Community Bancshares (DCOM): Dime Community Bancshares, Inc. operates as the holding company for Dime Community Bank that provides commercial banking and financial services in New York. It offers deposit products, such as savings....See Detailed Company Profile,  Dividend History

▶ Equitable Financial (EQFN): Equitable Financial Corp. operates as the holding company for Equitable Bank that provides various banking products and services in Nebraska, the United States. It offers deposit products, including c....See Detailed Company Profile,  Dividend History

▶ ETRADE Financial (ETFC): E*Trade Financial Corporation, incorporated on September 4, 2003, is a financial services company. The Company provides online brokerage and related products and services primarily to individual retail investors under the ....See Detailed Company Profile,  Dividend History

▶ EverBank Financial (EVER): EverQuote, Inc. operates an online marketplace for insurance shopping in the United States. The company's online marketplace offers consumers shopping for auto, home, and life insurance quotes. It ser....See Detailed Company Profile,  Dividend History

▶ First Capital (FCAP): First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers a range of deposit ins....See Detailed Company Profile,  Dividend History

▶ First Defiance Financial (FDEF): First Defiance Financial Corp., incorporated on June 7, 1995, is a unitary thrift holding company that focuses on traditional banking and property and casualty, life and group health insurance products. ....See Detailed Company Profile,  Dividend History

▶ First Guaranty Bancshares (FGBI): First Guaranty Bancshares, Inc., incorporated on November 6, 2003, is a bank holding company. The Company operates through its owned subsidiary, First Guaranty Bank (the Bank). The Bank offers personalized ....See Detailed Company Profile,  Dividend History

▶ First Savings Financial (FSFG): First Savings Financial Group, Inc. operates as the holding company for First Savings Bank that provides various banking products and services to consumers and businesses in southern Indiana. The comp....See Detailed Company Profile,  Dividend History

▶ Flagstar Bancorp (FBC): Flagstar Bancorp, Inc., incorporated on October 28, 1993, is a savings and loan holding company. The Companys business is primarily conducted through its principal subsidiary, Flagstar Bank, FSB (the Bank), ....See Detailed Company Profile,  Dividend History

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